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Home My WebLink About20220303 81 West Demolition Application �rurt t3rri�t u�tl *"NANDWRITTEN A,PPLICA�IONS WILL f�10T BE ACCEPT�C3�� nr,. .`�'-, i � S�J,� �ITY OF SAR,4TaDGA SP�INGS (APP�i�a'`o�#) �~ ^� ! J��= .-�:�;:'� ,, :. "� DESIGN REVIEW COMMISSION �� CITY HALL-474 BROADWAY ([7ate received) � :_'�� ~ SARATOGA SPRINGS, NEW YORK 12866-2296 '==,rr�, ,�`' TEL: 51$-587-3550 X2533 t1�A i F V wvww.saratoga-sprrngs.org (Project Title) APPLICATION FOR: ARCHIT�CTURAL f HISTQRIC REV��1N 5taff Review APPLICANf`(S)� OWNER�S (Ifnatapplrcant) ATT�RNEY/AGEN� {Vame 81 West Reafty, Inc. Address 239 Washington Street Saratoga Springs, NY �28�6 Phone �18-584-9797 / 1 f Email david@rhamenterprises.com Identify prirnary contaet person: � Applicant 8 (7wner ❑AttorneylAgent �`An applicant must be the property owner, I�ssee, or one witF� an option to lease or purchase the property in question. Applicant's interest in premises: 8 Owner ❑ Lessee ❑ Under option to lease ar purchase PROPERTY IiVFORMATION Property AddresslLocation: 83 W'�st A�er�ue Tax Parce! #: ��5 2 _ �6 - (far examp/e:165.51-4-37) Date Acquired by Owr�er: �7�2812Q Current Zaning District: �' � Property use: ❑ Re�idential 0 Non-residentiallmixed-use Type af Review: C�'Arcf�itectural ❑ Historic ❑ Extensionlmvdification (of current approval) Summary description of proposed action: o[��io � e�,`iS�`� �� `�i Has a previvus application been filed with the DRC for this property? e Na ❑ YEs—date(s)? -App. No.(s)? Revised 4112421 �A "complete" application consists of 1 hard copy(or�gir�a� .and I electronic copy of application&AL�ather materials as required belaw: New ConsCruction I Additions ❑ Color photographs showing site%acterior details of existing structures and adjacent properties ❑ Site plan,drawn to scale,showing existing&praposed construction,property lines&dirnensions,required&proposed setbacfcs&!ot cavera,ge,site features{fences,walks,trees,etc.);on na larger than 2'x3'sheet—smaller preferred if legible ❑ Elevation drawings showing design of atl sicles of existing&proposed constructian—label dimensions,colors,materials,lighting{fixture 8c lamp type,wattage),etc. -include campass bearing&scale;no larger than 2'x3'sheet—smafler permitted if legible ❑ Floar plans for proposed structure;on sheet no larger than 2'x3'—sma�ler permitted if legible O Product literature,specifications and samples of proposed materials and colors Chan�e in exterior buildin,g materials (windows, doors,roof,siding,etc.}, or calar(in non-residential districts only) ❑ Color photographs showing site%acterior details of existing structures and that illustrate affected features � Elevation drawings showing atl sides of existing&proposed construction—label dimensians,colors,materials,lighting(fixture&lamp type,wattage},etc.-include compass bearing&scale;no larger than 2'x3'sheet—smaller permitted if iegible ❑ Product literature,specificatians and samples of praposed materials and colars Within front yard setbacks in Historic Districts only �F�a�e:ecba��:uR-i�irvsr-�rrR=so;UR-4=25�:uR-z,UR-3&NCUO-1=10�� - (nstallation, removal ar change in material of drive-and walkways - Installation or removal of architectural,sculptura)or vegetative screening aver 3' in height -Installation af accessory utility structures or radio/satellite transmissionlreception devices(more than 2'diameter) For any of above: ❑ Color photographs showing site/exteriar details of e7tisting structures,and of adjacent properties O Site plan showing existing&praposed construction:include praperty lines&dimensions, required&proposed setbacks&lot coverage,site features{fences,watics,trees,etc.) street names,campass bearing&scate;no larger than 2'x3'sheet—smaUer preferred if tegible ❑ Product titerature,specifications and�mples of propased materials and colors Signage/Awnings � Color photagraphs showing site%xterior details of existing structures,and adjacent properties ❑ Pian showing locatton af proposed sign(awning structure on buildingJpremises:no larger than I I"x 17" O Scaled illustration of proposed sign/awning structure and lettering(front view&pro�le):include al)dimensions of structure;type, diinensians and style of lettering ar lago;description of colors,materials,maunting method and hardware ❑ Descriptions,specifications of proposed lighting including fixture&lamp type,wattage, rnounting method,and locatian 0 Pracluct(iterature,specifications and samples of proposed materials and colors Demolition 8 Color photagraphs showing site/exteriar details of existing structures,and of adjacent praperties O Site plan showing existing and any proposed structures-include dimensions,setbacks,street names,compass bearing,and scale O Written description of reasons for demolition and,in addition: ❑ For structures of"architectural/historical significance",demanstrate"good tause"why structure cannot be preserved ❑ For structures in an architectural district that might be eligible for listing on National Register of Historic Places,or for a "contributing°structure in a National Register distrEct(contact City staf�,provide ptans for site developmerst fotlowing'demolitian- include a timetable and letter of credit for projett completion Telecammunicatian facilities ❑ Color photographs showing site/existing structures,and of adjacent properties ❑Site plan showing existing and proposed struttures:include dirnenstons,setbacks,street names,compass bearing,and scale ❑Scaled illustration of proposed structures:include all dirnensions;calors,materials,lighting,mounting details ❑ Cansult Article 240-I 2.22 of the City`s Zoning Ordinance and City staff to e�sure compliance with requirements far visual impact assessment and existing and proposed vegetative screening Revised oi/2d21 Request for extension of current approval ❑ Irlentify date of original DRC approval: Current expiration date: Org.App. No. ❑ Describe why this extension is necessary and whether any significant changes have occurred either on the site or in the neighborhood. SEC2R Environmental Assessment Form O Applicants proposing the fo(lowing must complete"Part I"of the SEQR Short Environmental Assessment Form{available here: http://www.dec.ny.�ov/docs/rsermits ej_operations pdf/seafpartonepdfl: -Constn�ction or expansion of a multi-family residential strttcxure{4 units+) -Construction or expansion{e�cceeding 4,000 sq.ft.gross floor area)of a principal or accessory non-residentiaf structure -Telecommunications facility,radio antennae,satellite dishes -Demolition Disclasure Does any City office�,employee or family member thereaf have a financial interest{as defined by General Municipal�aw Section 809) in this applicatian? 1�1.No �Yes-If yes,a statement disclosing the name, residence,nature,and extent of this interast rnust be filed with this application, Certification IJwe,the praperty owner(s),or purchaser{s)/lessee(s) under cantract,of the land in question, hereby reguest an appearance before the Design Review Cammission. By the signature(s)attached hereto, I/we certify that the information provided within this application and accompanying dacumentation is,to the best of myJour lcr�owledge,true and accurate. I/we further understand that intentionally providing false ar misleading informatian is grounds for immediafie denial of this applicatian. Ilwe hereby authorize the members of the Design Review Commission and designated City staff to enter the property associated witfi this application for purposes of conducting any necessary site inspections relating to this application. Furthermore, 1/we agree to meet al)requirements under Article VII for Historic Review or Article VIII for Architectural Review of the Zoning C e of the City of Sarataga Springs. Date:��'��$�2�22 (applicant signature) Date: {applicant si,gnature) if applicant is not the currently the owner of the property,the current owner must alsa sign. � Owner Signature: Date: t�wner Signature: Date: Reviset10112021 `th��r,� ,� CITY C}F$ARATOGA SPRINGS �,P ��, C •�•- i• 1�%'� r�,:• � ;n DESIGN REYIEW COMMISSION � �;t,cr = i r ;.;E'"�:'-� ti- Clty Hall-474 Broadway �� , ,�,�,: ',�, � �'��1� ' `y• 5aratoga Springs, New York 12866 � .Lr �poaarEo "9 Tel:5 I 5-587-3550 x2533 www.sarataga-springs.org (NSTRUCTIQIVS ARCHtTECTURAL f HISTORfC REYIEW APPUCATION (. ELIGIBILITY:An applicant to the Design Review Commissian for Architectural Review or Historic Review must be the property owner(s} or lessee, or have an option to lease ar purchase the property in question. 2. COMPLETE SUBMISSIONS:Applicants are encouraged to work with City staff to ensure that an application is complete. The DRC will onlv consicler properly completed applications that contain 9 originai and 1 digital version of the annlicatian and AI.L other required materials as indicated an the application. HANDWRIlTEN APPLICATIONS WILL NOT BE ACCEPTED!! 3. ACTIONS REQUIRING REYIEW: Architectural Review District Historic Review District • any exterior changes that require a building permit • Installation or exterior change to a structure requiring a • any change in exteriar building rr�aterials building or demolition permit • a new,or change to an eacisting,sign or sign structure •�ny material change to e�cterior af a structure including: • dernolition of a structure -addition or removal of eacterior architectural features -instaflation, removal or rrtaterial changes ta exterior Within a non-residential zoning district: building elements such as roof,siding,windows,doars, f a change in e�cterio�building color porches,et�. • installation of an awning -enclosure or screening or buildings openings such as windows, doors, parches, etc. -installation of utility, rr�echanical or misc.accessory structures to the exterior of a building such as HVAC equipment,solar panels,wind turbines, radio/satellite transrnission/reception devices,etc. ■Within a front yard setback: -instatlation, remova)or material changes ta drive-or wafl<ways -installatian or removal of architectural,sculptural or vegetative screening that exceeds 3' in height -installation of accessory utility structures ar radio(satellite transmissionJreceptian devices over 2'in diameter �a change in exterior building color within a non- residential zoning district •a new,or change to an existing,sign or awning •installation af telecommunications facilities Note—Ordinary maintenance or repair that does not involve a change in material, design or auter appearance is exempt fram Historic or Architectural Review. ��ed oi�aoxi 4. DESIGN GUIDELtNES: The Design Review Commission will evaluate whether the praposed action (construction, alteration or demalition) is compatible with existing structures and surrounding praperties using the following criteria: • Height—consistent with historic form and cantext of site and surrounding praperties • Scale—relationship of structu�e and its architectu�al elements to human size,form, perception • Praportion—relationship amang building elements including front fa�ade, windows, and daors � Rhythm—pattern resulting from repeating building elements such as door/window openings, calumns, arches,and ather fa�ade elements • Directional Expression—compatibility with horizontal &vertical expression af surraunding structures • Massing& Open Space—relationship of structure ta open space between it and adjoining buildings • Setback—compatibility with surraunding structures • Compatibility of the follawing with surrounding structures/properties: - Major building elements (starefronts, doors,windows, raaf} - Building materials - Color—(in non-residential zoning districts only} 5. DEeisioNs:The Design Review Commission may approve,apprave with conditions,or disapprove an application. The DRC may impose apprapriate conditions and safeguards in connectian with its approval including nafiure/quality of materials, manner af constructian,and design. An applicant may appeal a denied DRC application on the graunds of hardship. AAplication approvals shall expire within 18 manths of the filing date unless the project has sufficiently cornmenced {i.e. building/derrtolition permits obtained and construction/alteration begun}. Applicants may request up to 2 extensions if requested before expiratian date of prior approval. 6. AGENDA DATE: Check City's website (www.sarato,r�a-springs.or�)for meeting dates. Applications are placed an an agenda on first-came,first-served basis as determined by the completeness of the application. 7. APPLtCATIflN FEE(NON-REFUNDABLE): Make check5 payable to the"Cammissianer of Finance". REFER TO THE CURRENT FEE WORKSHEET INCLUDED IN THIS DOCUMENT. ADDITIONAL(NFORMATION: More detaiied information on Architectural Review, Historic Review and the Design Review Commission responsibilities may be found in the City's Zoning Ordinance available in City Hall and on the City's web site at http:J/www.sarato�a-spri n�s.or�/544/Zoning-Ordinance. tt�ri�d oltzozi 20Z1 U4N0 USE BOAttD FEE WORKSHEEf OPED fees Type 2021 Fee AppHcationtoZoreing8oardofAppeal5(1J[2j TOTAL lAfARIANCE UseVariance $1100+SSOJapp Area Vaziance-Restdentiaf $275 Jvar+$50/app+$3 25 caeh add'I varlanee Ar�Variance-Mttlti-Family,Comm,M'ixed-Use $660/var+$SO/app+5200eachaddYva�fante InterprMations $550+$50/app Post-WorkAppNWtton Fee Add 50%App fee+$SO/app Varianceext�sions 50%ofApp(ec�550/app Appllcation to Design Revlew Commission[3] TOTAI. qSTRUCiURE Oemolition �5385 R�dential Structures Principal SSS p��ry 555 EMtenslon 535 Madification S55 Multl-Family,Comm,Mixed-UseStructures SkMth 5165� Princtpal $SSO Exte�sion SZ00 Modilication 5330 Multi-Family,Cort�m,Mixed-UseAccessory,Signs,Awrtings Principal S1A0 Fxtmsion S�5 ModiBeation S1II0 Post-WorlcAppflcatlon Fee Add SO%App f� Application to Planrsing8oa�d[iJ TOTAI. #SiRIfCTURE Spccial UsePermit[2] 59gfl+S50JaRR Special Use Permit•exten�on 5330 Special Use Permit-modificatian[2J 5450+$SOJapp 51te Plan Review-incl.PUD: Sketch Plan 5330 Residential 5330+$ZOOJunit Residentlal-extension $Z�� Nesidential-modiflcatlon $400 Non-residential S66Q+$130/1000sF Non-Nrsidential-extension $300 Plon-itesidential-modification $650 Subdlvislon-incI.PUD: TOTAt qL0T5 Sketch Plen $330 PreUmirtary Approrral(2] Residential:i-5lots S66Q+550/app Residential:6dD lots $990+$SpJ�pp Hesidential:11d01ots 53320+$SOJapp Nesidential:21+Iots $1650+SOJapp Hesld�tfal-actensian $330 Final Approval(2J ResidtKttial S3320+$175JIot+$50/app hto�-Resideotial 52000/Iot+550(app Fnal Approval Modification[2) Residentia! $330+$SOJapp Non-Residential 5550+$SOJapp Final Approval E�ctenslon Nesidential $135 Non-Resi dential 5330 Other: TOTA� qL07/ACRE Post-WorkApplication Fee Add 5096 App fee lot UneAdjustment $3S0 i.etter ofCredit-modiflcatl on or extension $440 l.Mter ofGedlt-cotlection upto 1YooftoC Recreation Fee $2000/lot oruoit L�d Oiskterbanq! $660+$SS/aere SEQ�iA ER Nevkw(D2ft&Flnai) TBD Legal NoUang ff PB requ�res PublEc Hearirtg $50/aPP (1�Feesarebasedonperstructure,exceptwherenoted. $Q.� 70TALDUE [2)legaladrequlred;IncluclesUtyproeessingandpublishing ForAdmfolsirattve llse Totai Pald at Inbke Revised Fee 8alante Due ��Balance Paid StaBapproval 418/22, 1023 AM 1.�P� � �`'�,_n,u-�c, s.��',a'�`�,�>f N - .1tal <^.��—_�- -,s - . 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BOX 4367 "RETIRED JUSTICE JAMESG.SNYDER SARATbGA SPRINGS, N.Y. 12$66 NEWYORKSTATE JAMES S.COX STREET ADDRESS:7 60 W E S T A V E N U E SUPREME COURT TELEPHONE(51$}584-1500 Sharie T.Walerstein FACSIMILE(518)58d-1503 Paralegal February 21, 2018 8l West Realty Ine. 239 Washington Street Saratoga Springs,NY ]286b Re: 239 'Wa�hingtun Street, Sarato�a Sp�i�gs Dear 81 West Realty, Enclosed herewith please find your Recarded Deed and Owners Policy as it pertains above captioned matter. I would recommend storing this in a safe place with your other impartant documents. It's been a pleasure working with you. If you have any questions ar cancerns, or if we can be of further assistance, piease do not hesitate to contact our office. Very truly yaurs, �� Brook Benware Receptionist Enclosure ts` �,•••��`�. 4t'� .. � . SARATOGA COUNTY- STATE OF NEW YORK � . !-�;; SARATOGA COUNTY C�ERK �i:*� .r' `K CRAIC'T A.HAYNER =::,±��;,�:�%'' d0 MCMASTER STREET,BALLST4N SPA, NY 12020 COUNTY C�ERK'S RECORDING PAGE 'r**THIS PAGE IS PART OF THE DOCUMENT-DO NOT DETACH*** Recording: Pages 1Q.04 Cover Sheet Fee 5.00 Recarding Fee 20.00 cultural Ed 14.25 Reco�ds Management - coun 1.00 Records Management - Stat 4.75 INSTRUMENT #: 2016023561 RP5217 - County 9.00 RP5217 All others - State 241.00 Receipt#: 2016212057023 Naroes 4.04 Clerk: DCM - TP 584 5 .00 Rec Date: Q8/02/2016 01:04:07 PM �ac �rp• D sub Total : 310.00 Descrip: DEED Num Pgs: 3 Transfer Tax Transfer Tax 6000.00 Partyl: DANDREA FAUST A Party2 : 81 WEST REALTY INC Sub Total : 600Q.00 Town: SARATOGA SPRSN�S Total : 6310.00 �**'� NOTICE: THIS IS NOT A BI�L *��* �'*�** Transfer Tax �*�*� Transfer Tax #: 50 Commercial Consideration: 1500004.00 Transfer Tax 6QUO.QO Total : 6000.00 Record and Return To: ]AMES S COX ESQ Po BOX 4367 SARATOGA SPRINGS NY 12866 20160235�1 0$/02l2016 0�:04:07 PIV� 3 pages RECORLE❑ DEEa Saratoga County Clerk WARRANTY DEED THIS INDENTUR�, macie the ;_� �'''day of July 2016, � I3ETWEEN FAUST A. D'ANDREA, residina at 4 Salem Drive, Saratoga Springs, Ner� York 12866 party ofthe first part, and S1 `JVEST R�ALTY, INC., a I�Ie�v York State Cor�aration, with an office for t11�tra3isaction af`business at 239 Washingtan 5treet, Saratoga Springs, New Yark 128GG party af the secor.d �art, WITNESSETH that tl�e p�i-ty af the tirst part, in consideration of One Dallar a�d fl011 a0 ($1.00), lawful �i�oney of the United States, and otl�er �ood and valuable consieEeration paid l�y the party Qf the secon�i pai�i, does hereby grant and release unto the party of the second part, its successors and assigns tarever, PARCELI All t1�at tract or parce� of land, being a portion of the lot located on ihe North�vest cot�ner of 1�Vasl�in�ton Street and West Aven�ie in t17e Outside ta� district of the City oFSarato,�a Spriil�;s, Saratoga CQunty, New York, boundcd and described as follo�+�s: Beginnin� at a �oint in th� Saratoba S�rin�s-Braac�albin State Higii«�ay (Wa�shiit�tot� Street) at tEie �vest e�3d of a tC1�3I1�ll�ar piece oi' land conveyecl by �'reem�n Woodbritl�e and other to Saratoga County, dated July 16, 1925, and recai'ded in Saratoga Ca�Enty Cleek's Office July 28, 1925, in Baol: 334 of Deecls at page 404, and running ther�ce west alo�lg tlie nortl� botindary of said Saratoga Springs-[3road1lbin 1.Iighway 1�0 feet to a �oi��t; thei�ce ncarth arlci para[le! �vit�z West Avenue 2?0 feet to a point; tklence east and paral[el witF� Wasklingtan Street 221 Feet to West Avenuc; thence soutl� alon� the �vest line of�'Vesi Avenue �SO feet to the north �oint of tiae triangular �ot deseribed in aUoVe �nei�tioncd deec� Wood6riclge to Saratoga County; thenee sauth�vest along said trian�ul�r plot abo�e referred to 300 feet to tl�e poi»t or place ot�be�innin�. BEING tlle s�.me prei�iises conveyed ta F�ust A. T�'�ndrel by deed dat�d the 151 dayr of J�nuar}� 1966 feoin Louis f1. D'Andrea and recorded on the 17`�' day of June 1966 in the Saz•ata�a Cour,t}� Cleck's Otfice in Baolc 790 of�eeds, at Pa�e .�59. PARC�LII ALL THAT TRACT OR PARC�L OF LAND, �acated in ihe Outside Tax District of the city of 5aratoga Springs, 5aratoga County, St�te of Ne��r York, bounded arrd described as follo�vs; Benicu�i��g in ihe nortlteast corner of lands I<1704VI1 as Fo��r Coc�i�ex's wl�ich is on the �vesterly sid� of West �lvenue, �rocee�in� thence �vester[y along t1�e narth bounds of t33e Four Corners �rapei•ty about 22l feet, thence runninb norlh and parallel to West Avenue to the sauth �ouncis to the Saeatoga Gun and Roc� �aropert�; thence eastec•ly alo�ig tl�e soutli bounds oF tlje Sarato�,a Gur� and Rod CI�Eb pi-operty about 22I feet ta the west sicfe of West Avenue; thence runnin� sout17er9y to tl�e nartheast corner of the Four Corners ��-opert}�, the point of be�in�iing. EXCEPTING AND RESERVING property described in NY Siate Appropriatior3 dated Pebruary 9, 2000 and recarc�ed ii1 the Saratoga County Clerlc's Offiee on February 9, 2000 in Book 15�2, at Page 755. BEING tEie sarlie premis�s canveyed to Faust A. D'Andrea b}� deed dated tl�e 1�� day of Jai�uary 1966 from Louis A. D'Anclrea and recarded on the I7`t' day of J�ne 1966 in the Saratoga Gaunty Clerk's Office in $ook 790 af Deeds, at Page 561. The preEnises are not in an agricultural district. The parc�l is et�tirely owned �y the transferor. TOGETHER with the ap��urtenances �nd all the estafe and z�ights of'the ��arty of the first park in and to saici p��emises. T�? HAVE AND TO k�O�D tl�e premises herein grant�d unto tli� party of the second part, tl�eir heirs and assigiis forever. AND said par[y c�f the firs# pa�-t covenant as fo�lows: FIRST, that the party of the second part sliall quietly enjoy said pz-emises. �EC(3ND, that said party of tfle first part will fo�-ever WARRAIr1T title to said premises. THIRD, that, in compliance witlz Sec. 13 of the Lien Law, tlie grantor will receive the consideration for�this conveyance and will hald the ri�ht ta receive such consideratio�i as a tr�ist fiind to be applied tirst for tl-�e �urpose of paying tl�e cost of the i�r�provernent befoR•e usin� any part of the total of the sarne far any oth�r purpose. IN WITNESS WHERCOF, il�e party oF the first part has hereunto set ��is hand and seal the day and year f rst abowe 4�Tritten. IN FR�SENCE Or ��-'�� -��'-�-� FAUST A. I]'ANDREA STATE O� NEW YORK : : ss COUNTY QF SARATOGA : On this<''� "day ofJuly 2016, before Ene, ihe undersi�ned, a Nota�y Public in and for said State, personally appeared Faust A. D'Andrea, personally knor�vn to n�e or proved to me on the basis of satisfaetory evidetice to be the iradividual whose j�aine is subscribed to the withir� instrumeiit and acknowleclged to me tl�at lie execiated llle sarr�e in his capacity, and that by his si�nat�zre on the instrument, the individual, or person on bellalf of which the individual acted, executed the ins#rumcnt. � �_� � ',��`��.� :;��r �` Notary Publie a& a: ��c�rA��. ,,�oo��w James S. Co!c, Esc�. Notary Public, Sfate at t�eW Y�rk P. O. Box d367,5aratoga Springs, Nc�v Yorl: 128fiC� �e9+stration�#?2T0462d118 Qualifiec! Vn Saraloga County Cqmmission Expires November's0 2r18 r �..(- �}� a. • ;_. .:. , �-t5 �4 . SS �� S �� ___------ �c�a a � — � ��c� Y�l�QT 1. _f3AH�iR�S tf�a`l�rs�Gl i�c��t�t� ,�i1��9�7�tu�1 � 8t[aSB�;?'CSCN�n��,s�svigys� ; •,��n��ia::!�,�oJFy62 r.3 bs�Ti?�ctL? � �o,,� . . :y0rn5vGGi 89Yct{p..�s rit3;a21rf?tPU�� ALTA Owner's PoEicy(6-17-a6) POLICY OF T1TLE INSURANCE IS5l1EQ BY �stewart �title insurance company Any notice of claim and any other notice or statement in writing required to be given the Corrtpany under this Rolicy must be given to the Company at the address shown in 5ection 98 of the Conditions. C(]VEREA RISKS SUBJECT TO THE EXGLUSIOIVS FROM C�VERAGE, THE EXCEPTIOIVS FROM CQVERAGE CONTAINED IN SCHEDULE B ANd THE COf�DITIQNS, STEWART TITLE INSURANCE CON'iPANY, a New YQrk corporation. (the"Company") insures, as of Date of Policy and, io the exteni stated iR Covered Risks 9 and 10, after Date of Policy, against loss or damage, not exceedinc� the Amount of Insurance, susiained or incurred by the ins�tred by reason of: 1. Titfe being vest�d other than as stated in Schedule A. 2. Any defect in or lien or encumbrance on the Titie. This Covered Risk indudes but is not fimited to insurance agaensk loss from (a} A defect in the Title caused by (i} forc�ery,fraud, und�e influence,duress,incompetency,incapacity_or impersorration; (ii) Sailure of any person or Entity to h�ve authorized a transfer pr canveyance; (iii) a docurr�ent af€ecting Title not properly crsat�d,executed,witnessed,sealed,acknowledqe�', notarized,or delivered; (iv) failure to perform those acts necessary to create a documeni by electronic means autharized by law (v) a dacument executed under a ialsified,expir�d,or otherwise invalid pawer of attorney (�i) a document nat properly filed, recor�ed, or indexed in the Public Records inciuding faiVure to perform those acts by electronic m�ans authorized by law��;or (vii} a defective judicial or administr�tive proceetlir�g. (b) The lien of real estate taxes or assessments imposed on the Title by a governmentel authority due pr payable,but unpaid. (c) Any encroachment, encumbrance, violaiion, variatian, or aduerse circumstance aff�cting the Titie that would be ciisclosed by an accurate arrd campleie land sunrey of the Land. The term "encroachmenP' includes encroacY�ments of existing impravem�nts lacated on the Land onto adjoining land,and encroachments onto the �and o#existing impravements located on adjaining land. 3. llnmarketable Title, 4. No right of access to and irom the Land. 5. The violatian or enforcement of any law, ordinance, permit, ar govemmental regulaifon (including those relaking to building and zoning) restriciing,regulating,prohibiting,or relating to {a} �he oceupar�cy, use, or enjoyrnent of the Land; {b) fhe characler,dimensions,or loeation of any improvement erected on the Land; {cj fhe subdivision af lan�; or (d) environrr�ental pratectlon if a notice,describing any parl of the Land, is recorded in the Public Recorcls seSting forth the violation or intention io enforce, bui only to the extent of the vioEation or enforcemertt referrecl to in that�otice. 6. A�enforcement action based on the exercise of a governmental police power not�overed by Covered Risk 5 if a notice of the enforcemenk aciion, describing any part of ihe Land. is recorded in ihe Public Recor�s, but only to the extent of the eniorcernent referred ko in that no#ice. 7. The exercise of the rights of emirrent domain if a notice of ihe exercise,describing any part of the Land, i�recordad ir�the Pubiic Recards. 8. A�y taking by a governmental body thai has occurred and is binding on the rights of a purchaser for uaEu�without Knawledge. r� � �OU�7[c�SSL�1 - �r ; �-� , :�y� G� � .-.. �ys. .- � • �d ..� -�'' rN s t,k,`�+. r . � ,��.��r�h''':- Authnrizcd5ign:�ture � ",�t;�'- '��,� Julie Curlen e. ; " `'�`� Presadent FEEIDORN REAL ESTATE SERVICES LLC DIBfA ��',y,��r ;,.:� Cn��p�irn �:`e�"� Y��'�a� —`� SAf�ATOGA SPRINGS,NY �"*++�� • Cit}.S�;�tc Denise arraux Corporate Secretary P��„a, Pos��v p-g919-U00741557 Serial No. If you wanl informatiQn about coverage or need assistance io reso�ve eamplaints,please ca11 our toll free number: 1-800-433=�014. If you make a claim under your poliey,you musY fumish writt�n natice in accordance wit#�Seciion 3 of the Canditions. Visit our World-Wide Web site at htto:llvrww.StewaRNewYork.epm G.io ni.. RTA-iFii,ri� COVERED RISKS(Continusd} 9. Title being vested other than as stated in Schedule A or being defective (i) to be timely,or (a} as a result of ihe avoidance in whole or in part,or hom a court order (ii) to impart notice of its existence to a purchaser for value or to a providing an altemative remedy,of a transfer of aIi or any part of the judgment or 1len creditor. title ta or any interest in the Land occurti�g prior to the transaction 10. Any defect in or lien or encumbrance on the Title ar other matter included vesting Title as shown in Schedale A because that prior transfer in Covered Risks 1 through 9 that has been created ar attached or has constitutetl a fraud�tlent or preferentlal transfer under federal been filed or recorded in the Public Reoords subseGuent to Date of Policy banivuptcy,state insolvency,or sirtsilar cneditors'rights laws;o� and prior to the�ecording of ihe deed or other instrument of transfer in the {b} because the instrument of transfer vestirsg Title as shown in Public Records that vests T�le as shawn in Schedule A. Schedule A conslit�tes a preferentiai transfer under federal The Company wiii also pay the c�sts,attameys'fees,artd expenses incurred in bankruptcy, state insalvency, or sirttilar creditars' rights laws by defense of any marier insured against by this Poliey, but only to the extent reason of the faiture of its recording(n the Pubiic Records provided in the Conditions. EXCLUStONS FROM COVERAGE The foilowing matters are expressfy exctuded from the coverage af this policy, (b) not Known to the Company,not recorded in the Public Records at and the Company will not pay loss ar damage, cosks, attomeys' fees, or Date of Policy,but Known to the Insured Claimant and not disclosed expenses that arise by reasan of: in writing to the Company by the Insured Claimant prior to the date 1. {a} Any law, ordinance, permit, or govemmental regulation (including the Insured Claimant became an Insured under this policy; thase relatEng to b�ilding and zoning)restricting,regulating,prohibiting,or (c) resulting in no loss or damage to the Insured Claimant; relating to (d) attachirtg or created subsequent to Date of Poticy (however, this {i) the occupancy,use,or enjoyment of the Land; does not modity or limit the coverage provided�nder Covered Risk 9 {ii} the character, dirt�ensions, ar location of any improvement and 10);or erected on the Land; (e) resulting in loss or damsge that would not have been sustained if the (iii} the subdivision af land;ar Insured Claimant had paid value far the Title. (iv} environmental protection; 4. Any claim, by reason of the opera6on of federal bankruptcy, state or the effect of any violation of these laws, o�dinances, or govemrriental insaivency,or similar creditors'rights taws,that the transaction ves�ng the regulations. Th�s Exclusian 1(a)does not madify or I[mit the coverage provided Title as shown in ScheduEe A.Is under Covered Risk 5. (a) a iraudulent conveyance or iraudulent transfer;or {b} Any govemrnental palice power. This Exclusion 1(b) daes nat (b) a qreferential transfer for any reason not stated in Covered Risk 9 of nsadify or limit the coverage provided uRder Covered Risk 6. this policy. 2. 2.Rights of emtnent domain. This Exclusian does not modify or timit the 5. Any lien on the Tdle for real estate taxes or assessments imposed by coverage provided ursder Govered Risk?or 8. govemmental authoriiy artd created or attaching between Date of Policy 3. Defects,fiens,encumbrances,adverse clalms,or other matters and the date of recording of the deed or other instrument of transfer in the (a) created,suffered,assumed,or agreed to by the Insured Claimant; Publie Records that vests Title as shown in Schedule A COPIDITIONS 1. DEFtI�ITION OF TERMS Insured named in Schedule A for estate planning The toilowing terms when used in this palicy mean: purposes. (a} "Amount of tnsurance": The amount stated in 5chedule A, as {fi} With regard to(A},{B},(C),and{D}resenring,however,all may be increased or decreased by endorsement to this policy, rights and defenses as to any successor that the Company increased by Section 8(b),or decreased by Sections 10 and 11 v+�utd have had against any predecessor Insured. of these Conditions. (e) `tnsured Claimant": An Insured claiming loss or damage. (b} "Date of Policy": The date designated as "Date of Policy" in (f} "Krsowledge" or "Kn�wn`: Actual knowledge, not constructive Schedule A. knowledge or notice that may be imputed to an Insured by (c) "Entity": A cnrporatian, partnership, trust, limited tiability reason of the Public Records or any other records that impart eampany,ar oiher similar legal entity. canstructive notice of matters aftecting the Title. (d) "Ins�red": The Insured named in Schedule A. (g} "Land": The land described in Schedule A, and affixed {i) The lerm"tnsured"alsa includes improvements that by taw constltute real property. The term {A) successors to ths Title of the Insured by operation of "Larsd" does not include any praperty beyond the Eines of the !aw as distinguished from purchase, including heirs, area described in Schedule A, nor any right, title, interest, de�iseas,survivors,personal representatives,or next estate, or easement in abuttirsg streets, roads,avenues,alleys, of kin; Eanes,ways,or watermrays, but this does rtot modify or limlt the {B) successors ta an Insured by dissolution, merger, extent that a right of access to arsd from the Land is insured by consolida�on,distribution,o�reorganization; this policy. {C) successors to an Insured by its oonversion to another (h} "(v�ortgage": Mortgage, deed of trust, trust deed, or other kEnd of Entity; security instrument, tncluding one evidenced by electronic means authorized law. {D) a grantee of an Insured under a deed delivered � ^Public Records": Records estabtished under state statutes at without payment of actual valuable consideration �� conveying the Ti@e Date of Rolicy for the purpose of impaAing constructive notice of {1) ff the stock,shares,memberships,oF other equity matters relafing to real properry to purchasers for value and Interests of the graniee are whoily-owned by the without Knowiedge. With respect to Covered Risk 5(d},"Public named tnsured, Records"shall also include environmentai protection Iiens filed (2) if the grantee wholly owns the named Insured, in the records of the clerk of the United Staies District Court tor {3j if the grantee is wholly-owned by an affiliated the district where the Land is loeated. Entity of ihe named Insured, provided the affiliated U? "r�e": The estate or interest descrtbed in 5chedule A. Entity and the named Ins�red are batb wholiy-owned (k} "Unmarketable Title": Title affected by an alleged or apparent by the sarrse person or Entity,ar matter that would permit a prospective pu�chaser or lessee of (4} if the grantee is a trustee or beneficiary of a trust the Title or lender on the Tdle to be released from the obliga6on created by a written instrument estabfished by the to purchase, lease, ar lend if there is a con#ractual condition requiring the de[ivery of marketable title. CONDITIONS(Cant[nuedj 2. CON7INUATION OF INSLiRANCE Company alt reasonable aid (i}€n securing evidence,obtaining The coverage of this policy shall continue in torce as of Date af Policy witnesses,prosecuting ar defending the action or proceeding,or in favor of an Insured, but only so long as the Insured retains an effecting settlement, and (ii) in any other lawFul act that in the estate or interest in the Lend, or holds an obligation sec�red by a opinion of the Compeny may De necessary or desirable to purchase rrioney Mo�tgage given by a purchaser from the Insured,or estabtish the TiUe or any other matter as insured. If the only so lorsg as the Insured shall have liabifity by reason of warranties Company is prejudiced by the failure of the Insured to fumish the tn any transfer or conveyance of the Tit�e. This policy shall nat required cooperation,the Compan�s obligaUons to the Insured continue in force in favor of any purchaser from the Insured of elther under the policy shall terrriinate, irsduding any [iabiEity o� (i}an estate or inte�est in the Land,or{ii}an obligation secured by a obligation to defend, prosecuie, or conlinue any Iitiga6on, with purchase money Mortgage given to the Insured. regarci to the matter or matters requirirtg such cooperaGon. (b) The Corrspany may reasonably require the Insured Claimant to 3. NdTICE OF CLA[M TO BE GiVEN BY INSURED CLAIMANT submit to examination under oath by any authorized The lnsured sha[i notify the Company pramptly in writing(i)in case of rep�esentative of the Company and to produce far examtnation, any litigation as set forth in 5ection 5(a) of these Conditions, (ii) in inspection,and copying,at such reasonable times and places as case Knowledge shall come to an lnsured hereunder of any claim of may be designated by the authorized representative of the title o�interest that is adverse to the TiGe,as insured,and that might Corrtpany,all recorcJs,in whatever medium maintained,includirsg cause loss or damage for which the Company may be liable by virtue books, ledgers, checks, memoranda, carrespondence, reparts, of this policy, or (iii) if the Title, as insured, is reject�d as e-mails,disks,tapes,and videos whether bearing a date before Unmarketable Tltle. If the Company is prejudiced by the failure of the or after Date of Policy, that reasonably pertain to the loss or Insured Claimant to provide prompt no6ce,the Company's liability to damage. Further,if request+ed by any authorized�epreserttative ihe Insured Claimant under the policy shaU be reduced to the extent of the Company,the Insured Claimant shall grant its permisslan, of the prejudice. in writirsg,for any authorized representative of the Gompany to examine,inspect,and copy all of these records in the custody or 4. PROOF OF IOSS controi of a third party that reasonably pertain to the loss or In the event the Company is unabte to determine the amount of lass damage. Atl informakion designated as confidential by the or darnage,the Company may,at Its optian,reguire as a condition of Insured Claimant provided to the Correpany pursuant ta this payment tttat the lnsttred Clalmant fumish a signed proof of loss. The Sectian shall not be disclosed to others untess, in the proof of loss must describe the defect, lien, encumbrance, or other reasonable judgment of the Company, it is necessary in the matter insared against by ihis policy that constitutes the basis of loss administraiion of the claim. Failure of the Insu�ed Claimant to or damage and shall staie, to the extent possible, ihe basis of submit tar examination under oath, produce any reasonably catc�lating the artsount of the loss or damage. requested information,or grant permissian io secure reasonably necessary irtformation from third parties as required in this 5. DEFENSE ANO PROSECUTION OF ACTIONS subsection,unless prohiblted by law or govemmentai regulation, {a) Upan written request by the Insured,and suhject to ihe options shatl terminate any fiability of the Company under this policy as �ntalned in Section 7 of these Corsditions,the Company,at its to that cl�im. own cost and without unreasonabte delay,sha[i provide for the defense of an Insured in litigation in which any third party 7• OPTtONS TO PAY QR OTHERWISE SEITLE CLNMS; asserts a claim covered by this policy adverse to the Insured. TERM[NATION OF LIABELITY ThEs obUgation is limited to only fhose stated causes of ac�on In case of a claim under Ihis poEicy, the Company sha[i have the alleging matters insu�ed against by this poficy. The Campany following additional options: shail have the right ta select counsel of its choice(subject ko the {a) To Pay or Tender Payment of the Amount of lnsurance. Ta pay right of the Insured to object for reasonabie cause)to represent or tender payment of the Amount of Insurance ursder this pollcy the lnsured as to those stated causes of action. It shatl not be together writh any costs,attomeys'fees,and expenses incurred IEable for and wiA not pay the fees of any other counsel. The by the Insured Claimant that were authorized by the Company Campany will not pay any fees,costs,or expenses incurred by up to the time of payment or tender of payment and that the the Insured En the defense of those causes of action that aflege Campany is obligated to pay. Upan the exercise by the matters not insured against by this policy. Campany of this option, all liakility and obligations of the (b} The Cotttpany shall have the �ight, in addition to the options Company to the Insured under this palicy, other than to make contained in Section 7 af these Conditions, at its own cost, to the payment reGuired in this subsection, shall terminate, institute and prosecute any aetion or proceeding or to c!o any inctading any tiabitity ar obiigation ta defend, pr�secute, or other act that in its opinion may tse necessary or desirable to corrtinue any fitigatian. establish the Ti@e, as insured, or to prevent or rsduce loss or (b) To Pay or Otherwise Settle With Parties Other Than the Insured damage to the Insured. The Company may take any or With the Insured Claimant. appropriate actian under the terms of this policy,whether or nat (i) To pay or otherwise settle with other parties for or in the it shall be liabie to the Insured. The exercise af these rights name af an Insured Glaimant any ciaim insured against shaU not be an admission af liability or waiver of any provision of under this pa[icy. In addition, the Company will pay arry this poticy. If the Carr�pany exerases its rights under this costs, attomeys' fees, and e�enses incurred by the s�bsection,it must do so dfligentiy. Insured Claimant that were authorized by the Company up {c} Whenever the Company brings an action or asserts a defense lo the time of payment and that the Cornpany is obtigated as regui�ed or permitted by this poticy,the Company may pursue to pay;or the litigation to a final detertnination by a caurt of competent (ii) To pay or otherwise settle with the Insured Claimant the j�risdiction, and it expressly reserves the right, in its sole loss or damage provided for under this policy,tagether with discretion,to appeal any adverse Judgment or orcler. any costs, attameys"fees, and expenses incurred by the Insured Ciaimant that were authorized by the Company up 6. OUTY OF IfVSURED CLAIMANT TO GOOPERATE to the time of payment and that the Company is obligated (a) In all cases where this policy permits or requires the Company to to pay. prosecute or pravlde for the defense of any action or proceeding �Ron the exercise by the Company of either of the options and any appeals,the Ins�red shati secure to the Company the provided for in subsections (b)(i) or {ii}, the Company's right to so prosecute or provide defanse in the action or obiigations ta the fnsurad under this policy for the ciafined loss proceeding,including the right ta use,at its option,the name of or damage,other than the payments required to be made,shali the Insured for this purpose. Whenever requested by the terminate, inr�uding any IiabEtity or obtigation to defend, Corttpany,the Insured,at the Companys expense,shall give the prosecute,or continue any Gtigation. CONQtTIONS(Continued} 8. DETERMENATrON AND EXTENT OF LWBILtTY rights and remedies. If a payment on account of a claim does This po0cy is a contract of indemnity agalnst actual monetary loss or not fully cover the toss of the Insured Clairnant, the Gompany damage sustained ar incurred by the Insured Claimant who has shall defer the exercise of its right to recover unGl after the suffered loss or damage by reason of matters ins�red against by this Ins�red Claimant shall have recovered its loss. poiicy. (b) The Company's right of subrogation inctudes the �ights of the (a} The extent of liability ot the Company for lass or damage under Insured to indemnities, guaranUes, other policies of insurarsce, this palicy sha[I not exceed ihe lesser of or bands, notwithstanding any terms or conditions contained in {i) the Amount af Insurance;ar ihose instncments that address subrogation rights. {ii) the d€fference baMreen the value of the Title as insured and the value of the Title s�bject to the risk insured against by 14. ARBITRA'TION this policy. Eithe�the Company or the Insured may demand that the claim or (b} If the Company pursues iis rights under 8ection 5 of these controversy shaU be s�bmitted to arbiVaGon pursuant to the Title Conditions and is unsuccessful in establishing the Title, as Insurance Arbitration Rules of the American LBRd TI�I@ ASSOCI8t16I1 tnsured, ('Rules`). Except as provided in the Rules,there shall be no joinder {i) the Amount af Insurance shafl be increased by 10%,and or consolldation with claims or conuoversies of other persons. {ii) the Insured Claimant shall have the right to have the loss Arbitrable matters may indude,but are rtot limited to,any controversy or damage determirsed either as of the date the claim was or claim behveen the Company and the Insured arising out af ar made by the Insured Claimant or as af the date it is settled relaUng to this policy, any service in connection with its issuance ar and paid. the breach of a policy provision,or to any other controversy or claim (c} In addition to the extent of liability under {a) and (b), the arising out of the t�ansaction giving rise to this policy. All arbitrable Campany wi8 also pay those casts, attomeys' fees, and matters when the Amount of Insurance is$2,OOd,000 or tess shall be expenses incurced in accordance wRh Sections 5 xnd 7 of these arbitrated at the option of either the Company or ihe Insured. All Conditions. arbitrabte matters when the Amount of insurance is 'rn excess of $2,000,000 shall be arbikrated aniy when agreed to by both the 9. UMITATION QF LlABELITY Company and the Insured. Arbitration pursuant to this policy and (a} If ihe Company establishes the Titie, or removes the alleged under the Rules shall be binding up�n the paAies. Judgment upon defect, lien, or encumbrance, or c�res the lack af a right of the award rendered by the Arbitrator{s}may be entered in any court of access to or from the Lartd,or cares the claim of URmarketable competent jurisdiction. Tdle, ail as insured, in a reasonabiy diligent manner by any method,including{itigation and the completian of any appeals,it 15. LlQBILIIY LIMITED TO THIS POLICY;POLICY EMTiRE CONTRACT sha[I have fully perfortned its obligations with respect to that (a} This po[icy together with all endorsements,if any,attached to it matter and shaA not be liable for any loss or damage caused to by the Company is the entire poficy and contract between the the Insured. Insured and the Company. In interpreting any provision of this (b} In the event of any titigation,rnc�uding liiigatian by the Company policy,this policy shail be construed as a whote. or with ihe Company's consent, the Company shall have no (b) Any claim of loss ar damage that arises out of the status af the liability for loss or damage until there has been a final Title or by any action asserting such claim shall be restricied to determinatian by a court of competent jurisdiction, and this policy. disposition of a[I appeals,adverse to ihe TiBe,as insured. (c) Any amendment of or sndorsement to this poticy must be in (c} The Company shatl rsot be liable for loss or damage to the writing arsd authenticated by an authorized person,or expressfy Insuned far liability voluntarily assumed by the Insured in settfing incorporated by Schedule A of this policy. any claim or suii without the prior written consent of the (d} Eaah endorsement to this policy issued at any time is made a Company. part of this policy and is subject to all of its terms and provisians. Except as the endarsement expressly states,it does 10. REDUCTION OF INSURANCE;REDLlCTtON OR TERM[NATION OF not(i}rtsodity any of the terms and provisions of the polEay, (ii) LIABILITY modify any prior endorsement,(iii)extend the Date of Policyy or Ali payrtsents under this policy, except paymenis made Eor costs, {iv)increase the Amount of Ins�rance. attomeys'fees,and eupenses,shall reduce the Amount of Insurance by the amount of the payment. 16. SEYERABtLITY In the event any provision of this policy, in whole or in part, is held 11. LIASILITY NONCUMULAT11fE invalid or unersforceable under applicable law, the policy shall be The Amount of Insurance shall be reduced by any amount the deemed not to include that provision or suoh part heid to be invalid, Company pays under eny policy insuring a Nlortgage ta which but all ofhe�provisiorts shall remain in fu[I force and effect. exception is taken in Schedule B or to which ihe lnsured has agreed, assumed,or taken subject,or which is executed by an Insured after 17. CH�ICE OF LAW;FORUM Date of Policy and which is a charge or tien an the Title, and the (a} Choice of Law. The Insured acknowledges khe Campany has amount so paid sha[I be deemed a payment to the Insured under this underwritten the risks covered by this poEicy and determined the Po��y, premium charged therefore in relianc� �pon ihe Isw affecting interests in real property and appticable to the irtterpretatlon, 12. PAYMENT QF LOSS rights,remedies,or enforesment of policies of Utte insurance of When tiability and the extent af loss or damage have been definitely the jurisdiction where the Land is lacated. fixed in accordance with ihese Conditions,the payment shall be made Therefore, the court or an art�itratar sha[I apply the law of the within 30 days. jurisdictEon where the Land is tocated to determine the validity of v claims against the Tdle that are adverse to the Insuned and to 73. RtGHTS OF RECOVERY UP+DN PAYMENT OR SETT�EMENT inierpret and entorce the terms of this policy. In neithar case {a) Whenever the Company shall have settled and p$id a claim sha[i the court or arbiirator apply its conflicts of law principles to under this policy,it shali be subrogated and entiUed to the rights determine the appticable law. of the tnsured Glaimant in ihe Title and ali other rights and (c} Choice af Farum: Any titigation or other proceeding brought by remedies in respeci to the claim that ihe Insured Giaimant has the Insured against the Company must be fited only in a state or against any person or praperty,to the extent of the amount of federal court within the United States of America or its territories any loss, costs, attortteys' fees, and expenses paid by the having appropriate jurisdiction. Company. If requested by the Company,the I�sured Claimant shali exeeute docurttents to evidence the transfer to the 18, NOTICES,WHERE SENT Company of these rights and remedies. The Insured Clairttartt ArrY no6ce of claim and any other notic:e or statement in writing required to shall permit the Conspany 10 sue, compromise, or settle in the be given to the Company under this policy m�ust be given to the Company name af the Ins�red Claimant and to use the name of the at Claims Department at 300 East 42id St,10 Ftoar,New York,NY 10017. Insured Claimant in any transaction or IiUgation involving these STIC Privacy Natice Stewart Title Companies WHAT DO THE STEWART TITLE COMPANIES DO WITH YOUR PERSdNAL INFURMATION? Fecleral and applicable state Iaw and regularians give consumers the right to limit some but not all sharing. Federal and applicable state law regulations also require us to tell you how we colleet, share, and proteet yow personal information. Please read this notice carefully to understand how we use your personal informarion. This privacy natice is distributed on behalf af the Stewart Title Guaranty Campany and its title affiliates including Stewart Title Insurance Gompany{the Stewart Title Companiesj, pursuant to Title V of the Gramm-Leach-Bliley Act(GLBA}. The rypes of personal informarion we collect and s6are depend on the product or service that you have sought throug6 us. This infarmatian can include social security numbers and driver's license number. All financial campanies, such as the Stewart 7itle Companies, need to share oustomers' personal information to run their everyday business—to pracess transactions and maintain customer accounts. In the sectian below,we list the reasons that we can share customers' personal infocmatian; the rrasons that we choose to share; and whether you can limit this sharing. Reasons we can share your personal Do we share Can you timit this sharing? information. For our everyday busiaess purposes—io process your transactions and maintain your accaunt.This may includc ronning thc busincss and managing customer accounts, sach as prooessing uansactions, mailing, Ycs No aad auditing scrvices,and responding ta court orders and Iegal investi tions. For our marketing purposes—to offer our products and services yes No to ou. For'oint marketin with ot6er flnancial cnm anies No We dan't share For our aff�liates' everyday business parpuses— information about your transactions and experiences. Affiliates are companies related by common ownership ar control.They can be financial and non-financial Yes No companies. Our a�lrates mav include campanies with a Stewart nanre; tnancial com anies,such as Stewart Trtle Com an For our afi"iliates' everyday busiaess purposes— inforsnation about No We don't share our creditworthiness. For oar affiliates to market ta you–Foryourconvenience,5tewart has Yes, send your first and last name, develoged a rneans far yau to apt out from its affiliates mazketing even the emai 1 address used ia your though such mechanism is not legally required. transaction, your Stewart file Yes number and the Stewart office location that is handling your transaction by email to optout@stewart.com or fax to 1-800-335-4591. For non-afftliates to market to you.Non-affiliates are companies not related by common awnership ar controL They can be financial and non- No We don't share 6nancial com anies. We may disclose your personal information to our affiliates or to tton-affiliates as pernvtted by law. If you request a transaction with a non- affiliate, such as a third party insurance company, we will disclose your personal information to that non-affiliate. [We do not control their subsequent use of information, and suggest you refer to their privacy notices.] SI3ARING PRACTICES How often do the Stewart TiUe companies notify ate We must notify you about our sharing pracrices when yau request a iransaction. about their practices? How da the Stewart Title Cornpanies protect my To protect your personal information from unauthorized access and use,we use personal information? security measures that comply with federal law.These measures include computer, file,and buitdin safe ards. How do the Stewart Title Companies collect my We coltect your personal information,far example,when you gersonal informallon? ■ request insurance-related services ■ provide such information to us We also collect your personal information from others,such as the real estate agent ar lender invalved in your transacrion,credit reporting agencies,affiliates or other com anies. What sharing can I timit? Althaugh federal and state law give yau the right to limit sharing(e.g.,opt aut)in certain instances,we do not share our ersonal information in those instances. Caatact us: IPy O II8V@ 8►1y quest�ons about this privacy notice,please cobtact us at:Stewart Title Insurance Campany, 300 East 42°°ST 10�b Floor,New York,NY 1001'7 File No.:BTA-16153 Page 1 Revised 11-19-2013 SCHEDULE A Policy No. �-8911-741557 Amount of Insurance $1,500,000.00 File Number: BTA-16153 Date of Policy: July 28, 2016 1. Name af Insured: 81 West Realty, Inc. 2. The esta.te or interest in the land,which is covered,by this policy is: Fee simple. 3. Title to the estate ar interest in the land is vested in: Warranty Deed given by Faust A. D'Andrea to 81 West Realty, Inc. dated July 28, 2016 and recorded in the Sarataga County Clerk's Offiee on August 2, 2016 in Instrument Number 20160235b1, 4. The land referred ta in this policy is described as follows: ALL that tract or parcel of land,being a portian of the lot located an the Northwest corner of Washington Street and West Avenue in the Outside tax district of the City of Sazatoga Springs, Saratoga County,New York,bounded and described as follows: Beginning at a point in the Saratoga Springs-Broadalbin State Highway(Washington Street)at the west end of a triangular piece of land conveyed by Freeman Woodbridge and others to Sarataga County, dated July 16, 1925, and recorded in Saratoga Caunty Clerk's Office July 28, 1925, in Book 334 of Deeds at Page 409, and iutuiing thence west along the north baundary of said Sazatoga Springs-Broadalbin Highway 150 feet to a point;thence north and pazallel with West Avenue 220 feet to a paint;thence east and parallel with Washington Street 221 feet to West Avenue;thence south alang the west line of West Avenue 150 feet to the narth point of the triangular lot described in above mentioned deed Woodbridge to Saratoga County; thence southwest along said triangular plot above referred ta 100 fe�t to the point or place of beginnin�. ALSO ALL THAT TR.ACT OR PARCEL OF LAl*tD, located in the Outside Taa� District of the City of Sazatoga Springs, Saratoga County, State af New York, baunded and described as follows: Beginning in the northeast comer of lands known as Four Corners which is on the westerly side of West Avenue, proceeding thenee westerly along the north bounds of the Four Corners property about 221 feet;thence running north and parallel to West Avenue ta the south baunds to the Saratoga Gun and Rod property;thence easteriy along the south bounds of the Saratoga Gun and Rod Club praperty about 221 feet to the west side of West Avenue;thence running southerly to the nartheast corner af the Four Corners property,the point of be�inning. Excepting and Reserving property described in NY State Apprapriation dated February 9,2000 and recorded in the Sartoga County Clerk's Office on February 9,2000 in Boak 1542 at Page 755. SCHEDULE B EXCEPTIONS FRQM COVERAGE This policy does nat insure against loss or damage {and the Company wiil nat pay costs, attorneys' fees or expenses}which arise by reason of: 1. Any state of facts an inspection of the premises would disclose. 2. Rights of lessees or any parties in possession af the premises other than the insured or awner, if any. 3. No title or interest is insured to any land within the lines of any highway or road entering into or abutting upon the premises. 4. Restrictive covenants of record, if any. 5. Public utility easernents servicing,running through or adjacent to subject premises, 6. This policy daes not insure the exact acreage of the premises described in Schedule "A" herein. NOTE: This exception omits any covenant or restrictian affecting the premises described in Schedule "A" herein based on race, color,religian, sex,handicap, familia.l status or national origin in violatian of Federal or State law. 7. Note and Mortgage given by 81 West Realty,Inc. to Faust A. D'Andrea in the amount of $700,000.00, dated July 28, �016 and recorded in the Saratoga County Clerk's O�ce on August 2,2016 in Instrument Number 2016023562. 8. Mortgage given by 81 West Realty, Inc. ta Saratoga Natianal Bank and Trust Company in the amount of$775,000.00, clated July 28, 2416 and recorded in the Sarataga Caunty Clerk's Office on August 2,2Q16 in Instrument Number 2016023563. 9. Survey Reading: Survey Map af Lands owned by Faust A. D'Andrea made by Advance Engineering and Surveying PLLC dated July 10, 2016 shows premises impraved with a 1 story frame and masor�ry building with asphalt pavement parking azea. No encroachments or variatians noted, 10. Assignment of Rents given by $1 West Realty, Inc. ta Sarataga National Bank and Trust Company, dated July 2$, 2016 and recorded in the Saratoga County Clerk's Office on August 2,2016 in Instrument Number 2016023564. 1 l. 2016-17 School Taxes now a lien but not yet due and payabie. 12. 3`d&4�'Quarter City and County Taxes are now a lien but not yet due and payable. stew�rt �titfe insurance company S�ANDARb NEW YORK �NDORSEMEf�T ��wr�ER'S POLICY) 1. The followirtg is added as a Covered F�isk: "11. Any statutory lien arising under Rrticle 2 of the New York Lien Law far services, labor or materials furnished priar to the dat� hereof, and whi�h has now gained or which may hereafter gain priarity over the estate or interest of the insured as shawn in Schedule A of this policy.° 2. Exelusion Number 5 is deleted, and the follawing is substituted: 5. Any li�n on th� Title for rea� estate taxes, assessments, water charges or sewer rents imposed by gavernmental authority and created or attaching between bate ofi Policy and the date af recording of the deed ar ath�r instrument c�f#ransfer in #he Public Records that vests Title as Shown in Sc�edule A. `This endorserr�ent is issued as part flf the policy. Except as it expressly states, it da�s not (i) madify any af the terms anc� provisions of the policy, (ii) madify any prior en�orsements, {iii) extend the Date of Policy, or (iv) increase the Amount of Insurance. To the extent a provision af the policy ar a previous �ndarsement is incansistent with an ex�ress provision af this endorsement, this endorsem�nt controls. �therwise, this endors�ment is sub�ect ta alj of the terrrts arrd provissons of the policy and af any prior endorsement�. 1� �.. . , � Countersigned By: STEu'ART 'I'ITLE � Gz/��- in�s. Ez,�.ci�: canaua.5 JulieCvrVen Jud 28 2Q1� Qate �c�' .�� President +c..--..�., '�,`�c,°� ��'`' Agency Nam�, Ad�ress & ID Number: `�Q� 1987 �.� •.3'''r h�,W�l�x�� penise arraux Broadway Title AqencV �!r VP-Carparate 5ecretary 48Q Broadway. Suite 252 Saratoga SprinQs. NY �286fi AflentlD #322251 STANDARi] N�W YC}RK ENdORSEMEf�1T(7lD1112) Fovrth Reprink{�alilp7) FO�t USE W1TH ALTA LOAN POLICY(6l17lOfi) Fourth Revision(3i3110)